全澳智能贷款平台，覆盖墨尔本、悉尼、布里斯班、珀斯及其他州。智能引擎在 40+ 家银行实时比对，匹配最适合你的方案；持牌经纪人全程跟进，从预审到放款一手到底，每一步都用心。An intelligent lending platform for Australian families. smart matching compares 40+ lenders in real time and surfaces the best fit; a licensed broker handles every step — from pre-check to settlement.
自 2014 年以来，从首套到投资到自雇——平均帮客户节省 0.31% 利率，约合每年 $2,800 还款。Since 2014 — first home, investment, self-employed. Average rate saving 0.31 pp (~$2,800/yr in repayments).
收入、首付、贷款用途——只问最关键的，不需要上传任何文件。Income, deposit, purpose — we ask only what's critical. No documents needed yet.
40+ 家银行的产品、利率、政策实时比对，输出Across 40+ lenders, products and policies — surfacing your top 3 most-likely-to-approve.
ACR 530340 持牌 broker 同日联系你，把智能比对的结论翻译成你能看懂的中文。A licensed broker (ACR 530340) reaches out same business day to walk you through every option.
文件签名全程电子化，broker 全程跟进银行进度，平均 14 天 unconditional approval。E-signed documents, broker chases the bank, ~14 days to unconditional approval on average.
自住房 · 首付 20% · 30 年 P&I · 贷款额 $750,000。Owner-occupier · 20% deposit · 30y P&I · $750,000 loan.
* 利率仅供参考，每位申请人具体情况不同，最终利率以银行 formal approval 为准。* Indicative rates. Your final rate depends on individual assessment by the lender.
不是只推一两家。智能引擎同时跑 40+ 家银行的政策、利率、批准概率，匹配最适合你的 3 个选项，再让你选。Not pitching one or two. smart matching runs 40+ lenders' policies, rates and approval-likelihood in parallel, then surfaces your top 3 — you decide which to pursue.
ACR 530340 under Outsource Financial · ACL 384324 · FBAA M-349513 · AFCA 45759。每个案子都有持牌 broker 实名跟进。ACR 530340 under Outsource Financial · ACL 384324 · FBAA M-349513 · AFCA 45759. Every case has a named, licensed broker on it.
全程线上服务 · 视频会议 + 电子签 + 全国 settlement agent 网络。无论你身在澳洲何处，省时省力，效率高。Fully online — video calls, e-signatures, and a nationwide settlement-agent network. Wherever you are in Australia, fast and efficient.
自住、投资、首次购房、再融资 —— 谁能最快受益，谁要再等一轮？Owner-occupier, investor, first-home, refinance — who benefits fastest, who waits another cycle.
经客户授权使用 · 隐去姓名与具体地址 · 金额已四舍五入With consent · names and addresses removed · amounts rounded
原本以为 482 签证不可能批，跑了三家中介都说要等 PR。Fingertips 比对完直接告诉我哪 4 家其实接受 482 签证，最后 Macquarie 批了 80% LVR。Three brokers told me to wait for PR. Fingertips compared and told me which 4 lenders actually accept 482 visas — Macquarie approved 80% LVR.
自雇 + 不到两年报税。智能 给的列表里只有 6 家肯做，broker 帮我准备的材料让 ANZ 4 周就批了。比上次贷款省了 0.4%。Self-employed, less than 2 years' tax. smart matching's list narrowed to 6 lenders; broker prepped my docs and ANZ approved in 4 weeks — 0.4 pp better than my last loan.
第一次买投资房，不懂 LMI 怎么算。Broker 用 4 张图把三种 LVR 的成本对比给我看，我才看懂 88% 反而比 80% + LMI 贵在哪里。First investment property — couldn't follow LMI math. Broker showed me 4 cost comparisons across LVR tiers; finally saw why 88% was actually pricier than 80%+LMI.
只填基本情况，3 分钟看到属于你的最优方案。这一步不上传文件、不影响信用记录，也不算申请。每一步都由你决定要不要继续。Tell us the basics in 3 minutes and see your best options. No documents at this stage, no impact on your credit file, and no application until you say so.
