1300 389 118
3 分钟预审 · 不上传文件3-min pre-check · No credit pull · No documents

告诉我们一些关键信息，看看你能借多少。Tell us a few things. See what you can borrow.

Step 1 · 4 还剩约 45 秒~45s remaining

你想做什么？What's the loan for?

选一个最贴近你情况的——之后还能改。Pick what fits best — you can adjust later.

不知道选哪个？选最接近的就行——后面可以加细节。Not sure? Pick what's closest — you can add detail in the next step.

房子价格、首付多少？Property price and deposit?

估值差不多就行——智能 会比对你能借的范围。Rough numbers are fine. Smart matching will model your borrowing range.

房产价格Property price $950,000
$300K$1M$1.5M$2M$2.5M
首付Deposit $200,000 · 79% LVR
$20K$200K$400K$600K$800K
LVR > 80% 通常需要 LMI（保险），但有 4 家银行对自住房可以做到 90%/95% 免 LMI——智能 会帮你筛。LVR above 80% usually needs LMI, but 4 lenders waive it for owner-occupiers up to 90%/95% — smart matching will surface them for you.

家庭收入和情况Household income & situation

不需要文件——这只是给 智能 一个估算的起点。No documents needed — this just gives the engine a starting point.

临时签证、自雇、海外收入——这些情况都能做。智能 会自动把不接受这些情况的银行排除。Temp visas, self-employed, foreign income — all serviceable. The smart matching auto-excludes lenders that don't accept your situation.
完成 · 智能 已比对 40+ 银行Done · 40+ lenders compared 0.4s

你最可能批的 5 个方案Your top-5 most-likely-to-approve

基于你的情况筛选 · 已过滤掉 11 家不接受 482 签证的银行。Tailored to your situation · 11 lenders filtered out (don't accept 482 visa).

今日最佳匹配Today's best fit
5.89% Macquarie Basic Home Loan 98% 匹配98% match

比较利率 5.94% · 月供 <strong>$4,438</strong> · 比次优方案省 $23/月 · 30 年节省约 <strong>$8,280</strong>。Comparison rate 5.94% · Monthly <strong>$4,438</strong> · Saves $23/mo vs runner-up · ~<strong>$8,280</strong> over 30 years.

ANZ
Simplicity Plus · 91% match
Rate
5.94%
Comp
6.02%
Monthly
$4,461
Big-4
NAB
Tailored · 87% match
Rate
5.99%
Comp
6.11%
Monthly
$4,485
Big-4
ING
Mortgage Simplifier · 84% match
Rate
5.92%
Comp
5.95%
Monthly
$4,452
Low fee
Bank of Melbourne
Basic · 81% match
Rate
5.96%
Comp
6.04%
Monthly
$4,470
100% offset
下一步Next step

持牌 broker 同日联系你，把 智能 的结果讲清楚。A licensed broker reaches out same day to walk you through every option.

留个微信或电话，broker 会同日响应。不留也可以——结果已存档，链接发到邮箱。Drop a phone number or email — broker replies same business day. Or don't; we'll email you the saved comparison.

微信同日响应 Call 1300 389 118 发送结果到邮箱Email me these results
不分享给银行 · ASIC 持牌No credit pull · not shared with lenders · ASIC licensed