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关于掌忠贷About Fingertips

贷款自主可控，尽在掌中。Your loan, fully in hand.

40+ 家银行的政策、利率、可批性——一张表全摊开，你看到什么 broker 就看到什么。每一个推荐都附完整对比逻辑；每一步是否往下走，都由你拍板。受 ASIC 监管，所有放款按澳洲消费者信贷法执行。Every policy, rate and approval signal across 40+ lenders — laid out on one table, the same view your broker sees. Every recommendation comes with the full comparison logic; every next step is your call. ASIC-regulated, settled under Australian consumer-credit law.

40+
合作放款机构Lender partners
10+
持牌经纪经验（年）Years licensed broking
500+
服务的家庭Families served
8 / 8
州 / 领地全覆盖States / territories
持牌信息Licensing

所有资质，可在监管机构网站直接查询。Every credential is verifiable on the regulator's register.

我们不要求你信任我们。我们要求你查我们。下面每一项编号，都可以在 ASIC、FBAA、AFCA 的官方网站直接搜索验证。We don't ask you to trust us. We ask you to verify us. Every number below is searchable on the ASIC, FBAA, and AFCA public registers.

ACR · 信贷代表注册号ACR · Authorised Credit Representative
530340 · under Outsource Financial ACL 384324
ASIC 查询Verify on ASIC
FBAA · 金融经纪人协会会员FBAA · Finance Brokers Association member
M-349513
FBAA 查询Verify on FBAA
AFCA · 金融投诉处理机构成员AFCA · Australian Financial Complaints Authority
45759
AFCA 查询Verify on AFCA
数据保护合规Data protection compliance
按 Privacy Act 1988 加密保存 · 仅用于授权用途Privacy Act 1988 · used only with your authorisation
持牌证书Certificates

可点击查看高清原件。Click any certificate for the high-resolution original.

以下是我们当前持有的所有有效证书与会员资格。原件已在监管机构存档；点击图片可查看放大版。Below are the credentials we currently hold. Originals are filed with the regulator; click for the high-res image.

Australian Securities & Investments Commission
Authorised Credit Representative Certificate
ACR · 530340
Issued 2022 · Active
ASIC<br/>验证ASIC<br/>VERIFIED
ASIC 注册ASIC
信贷代表证书ACR Certificate
编号 530340 · 持续有效No. 530340 · current
Finance Brokers Association of Australia
Member Certificate
Member · M-349513
Renewed annually
FBAA<br/>会员FBAA<br/>MEMBER
FBAA 会员FBAA
行业协会会员证书Industry Membership
编号 M-349513 · 每年续会No. M-349513 · annual renewal
Australian Financial Complaints Authority
Authorised Member Certificate
Member · 45759
Issued 2022 · Active
AFCA<br/>认证AFCA<br/>MEMBER
AFCA 成员AFCA
投诉处理机构成员Complaints Authority Member
编号 45759 · 消费者权益保障No. 45759 · consumer protection

* 当前显示的是证书排版示意图。正式上线时此处替换为高清扫描原件。* Layouts shown are illustrative. High-resolution scans of the originals will replace these on launch.

我们的做法How we work

持牌团队 + 智能平台，每一步都透明。Licensed brokers, a smart platform — transparent at every step.

我们把 40+ 家银行整合进一个比对引擎，再给你配一位 ASIC 持牌 broker，一对一跟到放款。下面是我们坚持做的，和坚持不做的。We bring 40+ lenders into one comparison engine and pair you with a dedicated ASIC-licensed broker who sees your loan through to settlement. Here's what we always do — and what we won't.

我们做What we do

  • 把 40+ 家银行的政策、利率、批准模型整合进同一个比对引擎Integrate 40+ lenders' policies, rates and approval models into one engine
  • 给每位客户分配一位 ASIC 持牌 broker，一对一跟进到放款Assign every customer one ASIC-licensed broker, end-to-end
  • 所有沟通和合同都提供中英双语，文件电子签全程数字化Bilingual communication and contracts; e-signed end-to-end
  • 把每一笔费用、佣金来源、银行选择理由写在书面 Credit Quote 里Write every fee, commission source, and lender rationale into a written Credit Quote

我们不做What we don't

  • 不打「金牌经纪」招牌——你拿到的是一整套标准化流程，不是某个人的人脉No 'star broker' branding — what you get is a standardised process, not one person's rolodex
  • 不只推一两家有「返点」的银行——我们的算法和你的最优解站在一起No bias to a couple of high-commission lenders. The algorithm aligns with your best outcome
  • 不收任何客户费用——broker 佣金由放款银行直接支付No customer fees — broker commission paid by the funding lender, not by you
  • 你的隐私由我们守住——电话、身份证、TFN 一律不留底，除非你正式授权进入第 3 步Your privacy is protected — phone, ID, TFN aren't stored unless you formally authorise Step 3
联系我们Contact

选你最方便的方式联系。Reach us your way.

工作日工作时间内，我们承诺同日响应；周末 / 公共假期顺延至下一个工作日。中文用微信最方便；英文请用电话或 WhatsApp。Same-day response on business days; weekends and public holidays roll to the next business day. WeChat is fastest in Chinese; phone or WhatsApp in English.

微信 · 中文优先
FingertipsAU
扫码或搜索 ID · 工作日同日响应
添加 →
电话 · 全澳免费Phone · toll-free Australia
1300 433 648
工作日 9:00 – 18:30 AESTMon–Fri 9:00–18:30 AEST
拨打 →Call →
邮箱Email
info@ftfinance.com.au
一个工作日内回复Reply within one business day
发邮件 →Send →
WhatsApp · English priority
+61 426 834 303
Mon–Sat 9:00–20:00 AEST
Message →

办公地点Offices

所有签约可远程完成 · 以下地址供你登记或当面咨询All contracting can be done remotely · addresses below for in-person consultations

墨尔本（总部）Melbourne (HQ)
Level 14, 500 Collins Street
Melbourne VIC 3000
+61 3 9000 4321
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